STEP 1: Fill your cart
Choose from thousands of sites and stores. Just select Affirm at checkout, then enter a few pieces of information for a real‑time decision.
STEP 2: Choose how to pay
Select the payment schedule you like best, then confirm your loan. We’ll never charge more than you see up front.
STEP 3: Make easy monthly payments
Just download the Affirm app or sign in at affirm.com. We’ll send you email and text reminders whenever a payment’s coming up.
Curious about your credit score?
Your credit score will not be affected when you check your eligibility, even though we perform a credit check. If you decide to buy with Affirm, your loan and payments may affect your credit score. Paying on time can help you build positive credit history.